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Restaurant Insurance: 5 Tips for Restaurant Owners

Whether you own a café, delicatessen, pizzeria, yogurt or ice cream shop, fast, family style or fine dining restaurant(s), there are 5 important restaurant insurance coverage’s every owner needs to have: 1. General Liability Insurance: This type of coverage most owners know that they need to have and normally get limits of $1,000,000 to satisfy …

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Loss Assessment Coverage for Homeowners in an Association

It’s smart to buy Loss Assessment coverage in your individual home owner policy because if the Association’s board had to make a special assessment due to a liability or property loss, you may be “assessed” by the board to pay your share of the property deductible, or for any monetary damages not covered by insurance.   …

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SOUND THE HORN: Beware of this Coverage Gap in Your Home Policy

“Tell me and I forget Teach me and I remember Involve me and I learn” -Benjamin Franklin I often get asked by smart HOA Board Members and Managers, “what is the difference between Walls In and Walls Out insurance coverage, and what about a home owner’s investment in upgrades, are they insured, and by which …

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