HOA Insurance

Loss Assessment Coverage for Homeowners in an Association

It’s smart to buy Loss Assessment coverage in your individual home owner policy because if the Association’s board had to make a special assessment due to a liability or property loss, you may be “assessed” by the board to pay your share of the property deductible, or for any monetary damages not covered by insurance.   …

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SOUND THE HORN: Beware of this Coverage Gap in Your Home Policy

“Tell me and I forget Teach me and I remember Involve me and I learn” -Benjamin Franklin I often get asked by smart HOA Board Members and Managers, “what is the difference between Walls In and Walls Out insurance coverage, and what about a home owner’s investment in upgrades, are they insured, and by which …

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HOA Property Insurance Tips VIDEO

What is Guaranteed Replacement Cost Insurance (GRC)? My insurance agency has received a lot of calls after the devastating California fires about Building Replacement Coverage! Home owners and HOA Board members want solid confirmation that they have enough money in their Building Replacement Coverage insurance to rebuild post major fire. Individual condo and PUD owners …

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